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Why CSP?

According to Government and Reserve Bank of India circular, a CSP can be opened on every village basis and in urban areas on ward basis.

Bank CSP leverages technology to offers a compelling solution while adding value to all their stake holders – Retailers, Distributors, Consumers, Service providers and Vendors. A consumer gets the convenience of accessing a wide array of services at CSP in his neighbourhood either free of cost or at a nominal fee. A service provider is able to better service their current sub-base of consumers and reach millions of prospect consumers through thousands of CSPs across the country. A retailer earns a substantial income (commission) by facilitating these transactions and better connecting the consumers and the service providers.

All the CSPs will also get a fixed salary of INR 2000 to INR 5000 irrespective of the bank and branch. Apart from this, commission on debit/credit cards will also be given which differs from bank to bank. Under the scheme of PMJDY, all the Bank Mitra can get a loan of INR 1.25 lakhs which is distributed as INR 50,000 for tools, INR 50,000 for vehicle and INR 25,000 for working.

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